Basic Workers’ Compensation Rights Missouri

Navigating the complexities of workers’ compensation claims can be challenging. Here are some of your basic workers’ compensation rights in Missouri.

Workers’ compensation insurance is a state-mandated, no-fault insurance policy that offers financial support for workers injured on the job. Employers in Missouri with five or more workers are generally expected to provide workers’ comp coverage for all their employees, or they could potentially face penalties. The state and the Division of Workers’ Compensation in Missouri ensure certain rights for workers injured on the job.

Let’s explore some basic workers’ comp rights and benefits for injured and sick workers in Missouri.

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workers comp rights missouri

Right to Medical Treatment

All workers who fall sick or get injured on the job should ideally receive reasonably decent medical treatment for their injuries or illnesses. This includes first aid treatment, hospitalization, medication, surgery, and appropriate medical services. Employers who might attempt to prevent treatment could potentially face legal ramifications.

Right to Non-Retaliation

Workers in Missouri are generally safeguarded from retaliation after pursuing their workers’ comp claims. This implies employers shouldn’t take negative action against employees for filing their workers’ comp. Forms of potential employer retaliation may include dismissal, discrimination, reduced working hours, or reduced PTO. Consult with a legal professional if you feel you’ve experienced unfair treatment from your employer after filing your workers’ comp.

Right To Temporary Total Disability (TTD) Benefits

Some work-related injuries and illnesses may lead to workers being off the job for a few days to a couple of months. Workers who stay out for more than three days are often eligible for temporary total disability benefits or TTD. With TTD, workers could potentially receive a portion or all the wages they lost while away from work.

Right to Permanent Partial Disability (PPD) Benefits

Severe injuries or illnesses in the workplace can sometimes lead to permanent disability. You may still be able to work with the disability, or the disability might compromise your working ability. In the former case, there’s a possibility you could receive partial disability benefits. For the latter, you may qualify for PPD benefits for life.

Right to Vocational Rehabilitation

Severe injuries and illnesses can sometimes prevent you from working your previous job. If so, you might be entitled to vocational rehabilitation. This vocational rehabilitation may include job retraining, job placement assistance, and an assistant to help you at work. This rehabilitation aims to assist workers in transitioning into their previous roles seamlessly after recovery.

Right to Death Benefits

Injuries and severe illnesses in the workplace could lead to the death of workers. In such cases, the deceased workers’ dependents might be eligible for death benefits. Death benefits are often provided to the deceased worker’s dependents to offset the financial impact left by the departed family member. Death benefits generally cover funeral expenses and educational benefits of living expenses for eligible dependents.

Workers’ Compensation Rights Simplified

All workers in Missouri are extended certain protections that safeguard their interests and well-being. Infringement of these rights by your employer or their insurance companies is generally prohibited by law. Consider reporting any suspected infringement of these rights to the BLS or the state’s workers’ compensation board to seek recourse.

Navigating the complexities of workers’ compensation claims can be challenging. Don’t go it alone. With over 30 years of specialized experience in this field, The Law Office of James M. Hoffmann stands ready to guide you every step of the way. Benefit from our extensive knowledge and dedication, ensuring you secure the compensation you deserve. Don’t let an injury hinder your life—take action today. Reach out to The Law Office of James M. Hoffmann for the seasoned guidance you need. Your well-being is our priority.

Get FREE Legal Advice

Call today to speak with an experienced Missouri workers compensation attorney!

Call (816) 399-3706
Updated: April 4, 2024

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