Calculating Workers’ Compensation Benefits in Missouri

Types of Benefits Available

There are several types of benefits under Missouri workers’ compensation laws:

1. Medical Benefits: These cover all reasonable and necessary medical treatment related to the work injury.
2. Temporary Total Disability (TTD) Benefits: If you’re unable to work while recovering, TTD benefits may compensate for lost wages.
3. Permanent Partial Disability (PPD) Benefits: These are for workers who sustain a permanent injury but can still work in some capacity.
4. Permanent Total Disability (PTD) Benefits: For workers who are permanently and totally disabled from working.

How Benefits Are Calculated

The calculation of workers’ compensation benefits in Missouri considers various factors:

• Medical Benefits: Paid at 100%, covering all necessary treatments.
• Wage Loss Benefits (TTD/PTD): Generally, these are calculated at about two-thirds of your average weekly wage, subject to state maximums.
• Permanent Disability Benefits (PPD/PTD): Calculated based on the severity of the disability, your wage, and other statutory factors.

Considerations for Benefit Calculations

• Wage Calculations: Your average weekly wage is a key factor. This includes regular wages, overtime, and other eligible earnings.
• Injury Severity: The nature and severity of your injury play a crucial role in determining benefits, especially for permanent disabilities.
• Legal Guidelines: Missouri has specific legal guidelines and caps that may affect benefit calculations.

The Role of a Workers Compensation Attorney

Navigating workers’ compensation claims can be complex, and while general information is helpful, personal circumstances greatly influence the outcome of each case. A knowledgeable Missouri workers’ compensation attorney can provide guidance tailored to your specific situation.

If you’ve been injured at work, it’s beneficial to consult with a legal professional to understand your rights and ensure you receive fair compensation. Issues like claim denials, disputes over the nature of your injury, or complexities in your case often necessitate legal insight.

Call the Law Office of James M. Hoffmann

At the Law Office of James M. Hoffmann, we understand the challenges workers face after a workplace injury. Our team is dedicated to helping you navigate the complexities of Missouri’s workers’ compensation system. If you’ve been injured at work, don’t hesitate to call us for a free case evaluation. We’re here to assist you in understanding your rights and exploring your options for securing the benefits you deserve.