If you are a Missouri worker, it’s important to be aware of the risks of permanent disability and understand your rights if an injury does occur.
This article will discuss four situations when workers might need permanent disability benefits. We’ll also provide some tips on how to get the most out of your workers’ comp claim.
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Permanent Disability and Workers’ compensation
As a worker in the US, you are likely covered by workers’ compensation insurance. This insurance provides benefits in case you’re injured on the job and can no longer work. Workers’ compensation will also provide for permanent disability payments. These payments are meant to help you live your life as normally as possible after an injury.
There are a few things to keep in mind regarding permanent disability payments from workers’ compensation. First, the amount you receive will be based on your age, income, and marital status. Second, the payments are generally tax-free. And finally, the payments will generally continue for the remainder of your life or until you reach retirement age.
4 Situations Workers Might Need Permanent Disability Pay
There are four situations when workers might need permanent disability pay.
Your Injury Led to Permanent Disability
If your injury leads to permanent disability, you may be entitled to permanent disability payments. These payments will generally continue for the remainder of your life or until you reach retirement age.
Your Injury Led to an Extended Leave from Work
If you are injured on the job and forced to take an extended leave of absence, you may be entitled to disability payments. In most cases, these payments will continue until you return to work.
Your Injury Left You Unable to Do Your Old Job
If you are injured on the job and can no longer do the same job you were doing before, you may be entitled to permanent disability payments. These payments will continue until you are able to find a new job that you can do with your injury.
You Can’t Work Due to Your Injury
Even if you are not yet considered permanently disabled, you may be able to get permanent disability payments if you can’t work due to your injury. These payments will usually last until you can return to work.
What’s the Process of Getting Permanent Disability Payments?
The process of getting permanent disability payments can be tricky. It often involves a lot of paperwork and can take a long time. That’s why it’s important to have an experienced attorney by your side. An attorney can help you understand your rights, file the correct paperwork, and get the most out of your claim.
You can also do the following as it’ll help in the process:
Keep a Detailed Record of Your Injury
Make sure to keep a detailed record of your injury, including dates, times, and how the injury occurred. It would help if you also journal how the injury has affected your life. This information can be helpful when filing a claim for permanent disability payments.
Collect All Medical Records Related to Your Injury
Make sure to collect all medical records related to your injury. This includes records from before, during, and after your injury. These records will help prove that you are injured and need permanent disability payments.
Inform Your Employer of Your Injury
Inform your employer as soon as possible of your injury. Doing so will help them keep track of the situation and make it easier for you to get benefits.
Missouri Permanent Disability Lawyer
Have you been injured on the job and are considering filing for permanent disability benefits? The experienced Missouri workers’ comp attorneys at the Law Offices of James M. Hoffman can help. We can guide you through the process, file all the necessary paperwork, and fight for the benefits you deserve. Give us a call 24/7 for a free consultation.
Get FREE Legal Advice
Call today to speak with an experienced Missouri workers compensation attorney!
